If you have been hurt on the job, you may be wondering what options you have to get compensated for your injuries. An overview of Alabama’s workers’ compensation laws help put those options into context.
Alabama workers’ compensation law is designed to help both employees and employers. Employees who are injured on the job receive a percentage of their wages if unable to work and free medical treatment for injuries regardless of who was at fault. Employers, who are required by law to carry workers’ compensation insurance to cover employee claims, know that their liability is limited to workers’ compensation payments because the law makes workers’ compensation an employee’s primary recourse for compensation. Generally, employees waive the right to sue an employer when they accept workers’ compensation.
Workers’ compensation pays for three types of damage
- Lost wages (called compensatory damages)
- Medical expenses
- Death benefits (paid to the next of kin of an employee killed on the job)
While in general, workers’ compensation is an employee’s exclusive remedy to get reimbursed, there are exceptions. If an employer engages in outrageous conduct, intentional infliction of emotional distress or intentional invasion of privacy, for example, then an employee may also go to the courts for further restitution.
Additionally, the acts of a third party may have caused or contributed to an employee’s injury. The employee may be able to pursue these claims in court. If a piece of workplace equipment was made with a dangerous defect, for example, the employee may be able to seek redress from the manufacturer.
Our job as workers compensation attorneys is to get you the greatest possible recovery for your injuries. Contact us today if you have been injured at work and are having difficulty with your claim.